Interactive model

Their process, your numbers.

Everything below is computed live from the inputs on the left. Nothing is rounded to flatter the result, and there is no deduction line, because HOS does not publish one.

Hypothetical illustration

Your inputs

Pre-filled with HOS's published STROM-NOR example. Change anything.

28.8% sits outside HOS's published 24%28% band. That is HOS's own figure for the STROM-NOR example, which runs slightly above the band they advertise.

What that produces

Hypothetical illustration

Projected return over the 3-year term

$82,080

On $95,000 of capital at 28.8% per annum, plus $892 arriving every month while the term runs.

28.8% ROI p.a.Outside the published 24%28% band$95,000 capital, 36 months

Cash flow across the term

$32,112

$892 a month for 36 months.

Cash yield per year

11.3%

Annual cash flow as a share of your net investment.

Net investment

$95,000

The capital you place into the opportunity.

Net investment plus return

$177,080

Your capital and the projected return together.

Only figures HOS publishes are used here: purchase price, term, net investment, monthly cash flow and ROI per annum. There is no deduction line and no reconstructed cost breakdown, because HOS does not publish one — an invented number would be worse than no number.

All investments, including real estate, are speculative and involve substantial risk of loss. Hypothetical returns are not necessarily indicative of future results.

The next conversation is a call, not a commitment.

Twenty minutes with investor relations — your capital, your timeline, the provinces you want exposure to, and a walk through a live opportunity file. Or join a webinar: Tuesdays 11:00 AM EST and Thursdays 7:00 PM EST.

Important notice

All investments, including real estate, are speculative in nature and involve substantial risk of loss. HOS Financial Inc. cannot and does not guarantee investor performance. Past performance is not necessarily indicative of future results, and hypothetical returns are not necessarily indicative of future results.

Every figure shown on these pages is drawn from HOS Financial's published material or computed from inputs you can change. It is an illustration — not a forecast, a promise, or an offer to sell or a solicitation of an offer to buy a security.

Prospective investors should seek independent legal, tax and financial advice before committing capital.