The process
From a vetted opportunity to a closed deal.
Nothing reaches you until the family has been underwritten. When it does, the file is complete and the window is short.
48 hrs
To take or reject
From the moment you receive the full file.
3
Reservations per opportunity
First investor to take it is awarded it.
$1,000
Initial deposit from
Toward the tenant locator fee.
Opportunity flow
From vetted opportunity to closed deal, in five steps.
Up to three investors may reserve the same opportunity. The first to take it is awarded it — so the 48-hour window matters.
- 1
Matched in real time
Once an opportunity is vetted it is released to matched investors as it happens.
- 2
Reserve it
Reserving holds your place while you review the file.
- 3
Full file
You receive the full financial performa and the tenant documents.
- 4
48 hours to decide
Take it or reject it. No obligation either way.
- 5
First to take is awarded
Up to three investors may reserve one opportunity; the first to take it is awarded it, then you close.
Before you ever see a file
Six steps an applicant completes before they are matched.
By the time an opportunity reaches you, the family has been through all of it.
HOS's guarantee to applicants: 100% of the initial program deposit is returned if no investor is found within six months.
- 1Initial program deposit
- 2Employment and credit verification
- 3Financial planning consultation
- 4Program submission to underwriting
- 5Investor presentation
- 6Home shopping
What arrives with the file
Enough to make the decision inside the window.
The reservation exists so you can read the file properly rather than commit blind.
The full financial performa
Purchase price, term, the capital required, the monthly cash flow and the ROI per annum — the same shape as the published STROM-NOR example.
Tenant documents
The underwritten applicant file: employment and credit verification outcomes, the financial planning consultation, and the program submission.
Financing position
Financing is available up to 80% LTV, on opportunities from $400,000 to $2,000,000.
The next conversation is a call, not a commitment.
Twenty minutes with investor relations — your capital, your timeline, the provinces you want exposure to, and a walk through a live opportunity file. Or join a webinar: Tuesdays 11:00 AM EST and Thursdays 7:00 PM EST.